Regulators

TRAI extends date on exercise on common mobile banking for all sectors

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NEW DELHI: The Telecom Regulatory Authority of India has decided to receive comments on a Consultation paper on regulatory framework for the use of USSD for mobile financial services by 14 September 2016.

In an extension notice to the paper issued early this month, it said counter-comments can be given by 28 September 2917. Stakeholders had been set of ten questions and the earlier dates were 31 August with counter-comments by 14 September 2016.

With consumers gradually getting attuned to it and the growth of Mobile Apps and OTT requiring mobile banking, the Telecom Regulatory Authority of India has started an exercise to find the best way of making or receiving payments through the mobile.

Keeping in view the success achieved by many countries in delivering financial servicesthrough mobile telephone, the Government of India, in November, 2009, constituted an Inter-Ministerial Group (IMG) to submit a report and recommendations on the framework fordelivery of basic financial services using mobile phones. The framework proposed in the IMGreport has been accepted as the basis for delivery of basic financial services using mobile technology by a Committee of Secretaries under the chairmanship of the Cabinet Secretary in April 2010. The IMG framework envisages opening of mobile linked ‘no- frills’accounts, which would be operated using mobile phones.

In the IMG framework, TRAI was expected to provide the required regulatory framework governing the quality of service, provisioning and pricing of mobile services for delivery of basicfinancial

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